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市內40余家酒店設有與銀行合作的外幣代兌點，每日根據合作銀行提供的人民幣外匯牌價，在其營業場所公布兌換價格，不同代兌點支持兌換幣種有所不同，一般支持5種以上外幣兌換人民幣，兌換的限額為當日上限等值1萬元人民幣（含）。如有需求，您可以詢問設有外幣代兌點的酒店的工作人員協助您辦理相關業務。

More than 40 hotels have currency exchange institutions in the city. The supported exchange currencies may vary at different exchange institutions, typically allowing the exchange of five or more foreign currencies. The daily limit for exchange is RMB10,000 (inclusive). If needed, you can inquire with service staff at hotels equipped with currency exchange institutions for help.

In Ningbo, you can explore beautiful natural landscapes and rich historical and cultural heritage. When spending in scenarios such as tourism, shopping and catering, there are multiple payment methods available for your choice. In addition to the previously mentioned options of bank card payment and mobile payment, you can also make payments with RMB cash or e-CNY.

Scenario 5: 

Departure and outbound trip

您在結束寧波之行準備離境返程時，如果有未用完的人民幣現金怎么辦呢？

未用完的人民幣現金可以在銀行網點及個人本外幣兌換特許機構兌回外幣現鈔。境外人員可以憑本人有效身份證件和原兌換水單辦理，原兌換水單的兌回有效期為自兌換日起24個月。其中，銀行網點對于當日累計兌換不超過等值500美元（含）以及離境前在境內關外場所當日累計不超過等值1000美元（含）的兌換，可憑本人有效身份證件直接辦理。

When you are preparing to conclude your journey and depart from Ningbo, what should you do with any unused RMB cash?

Any unused RMB cash can be exchanged back into foreign currency notes at bank outlets and foreign exchange franchised institution. Such currency exchange can be handled by presenting your valid ID and the original exchange slip, which is valid for 24 months from the date of exchange. At bank outlets，the daily exchange limit for unused RMB cash is the equivalent of USD 500(inclusive). But if you are going to leave China, you can exchange up to the equivalent of USD 1000 (inclusive)with your valid ID.

Account Service

如有需要，您可以持有效身份證件至境內銀行網點開立銀行卡。以下證件可作為辦理銀行卡所需的有效身份證件：有效期內的護照、港澳居民來往內地通行證、臺灣居民來往大陸通行證、外國人永久居留身份證、港澳居民居住證和臺灣居民居住證以及法律、行政法規規定的其他有效身份證明文件。在境內辦理銀行卡需要按照國際通行慣例配合銀行開展盡職調查，境內開戶銀行將根據盡職調查進行合理的分類分級管理。

可根據境內銀行的銀行卡章程（協議），在以下場景使用境內銀行卡：在境內所有配備POS機具的商戶進行刷卡消費；提取人民幣現金進行現金消費等。

If necessary, you can open a bank card at a domestic bank branch with valid identification documents. The following documents can be used as valid identity documents for applying for bank cards: valid passport, Mainland Travel Permit for Hong Kong and Macao Residents, Mainland Travel Permit for Taiwan Residents, Permanent Residence Identity Card for Foreigners, Hong Kong and Macao Resident Permit, Taiwan Resident Permit, and other valid identity documents required by laws and administrative regulations. Applying for bank cards within the country requires cooperation with banks to conduct due diligence in accordance with international practices. Domestic banks will conduct reasonable classification and grading management based on due diligence.

You can use domestic bank cards in the following scenarios according to the bank card regulations (agreements) of domestic banks: swiping cards at all merchants equipped with POS machines in China for consumption,withdrawing RMB cash for cash consumption, etc.